Let's look at the difference between dental discount health plans and traditional dental health insurance. Dental insurance is not what it used to be 20 or 30 years ago. Premiums are now higher than ever for a decent policy and the traditional waiting periods that everyone must incur before they can be seen for any major problems make it almost not worth while. Basically, the insurance agent tells me that my premiums are going to be $50-$100 a month, I can see a dentist for a discount in the mean time for preventive maintenance items such as cleanings, x-rays, fluoride treatments, etc., however, my root canal will have to wait a year, and even then it won't be covered 100%.
Dental discount plans are networks of dentists that have agreed to take less money for standard dental procedures. The only catch to this is that you must pay cash at the time of the visit. This is really a no-brainer. In the example above, if a person needs a root canal right away, they can save anywhere from 10%-60% on getting this taking care of and they don't have to wait a year, they can get it done immediately.
You get anywhere from 30%-50% savings on most root canals, which comes out to $200-$300.00 easily. Also, the annual fee for being a member of the discount plans is substantially less than standard insurance premiums. Most of these plans start as low as $79.95 annually for individual coverage.
If you're suffering from tooth pain or need to see a dentist for any other reason, you really should look into dental discount health plans as an option.
Do Dental Discount Plans Really Save You Money or is Dental Insurance The Way To Go? Find Out The REAL Truth by Visiting Discount-Dental.net or by clicking on Dental Discount Health Plans. Joe Stewart is a former Life And Health Insurance Agent that now works for himself by providing solid, expert information to consumers.